Alipay foreign credit card Traveling in China recently got much easier for foreigners when Alipay a. I have Alipay and Weixin setup with my foreign credit card (Wise card with RMB balance), and it seems Taobao checkout doesn’t accept foreign cards. g. China’s tight regulations have posed some challenges to their efforts; however, in 2019, both of the payment giants received permission to allow the use of foreign credit Are foreign credit cards banned from Grab? I can never get a car/taxi when I try to use my Amex, MasterCard or Visa but I get cars immediately when I use Alipay. sending money to a friend), but for regular purchases, taxis, metro/subway tickets it's fine. It is linked to a foreign (german) credit card and I completed identity verification with a HKID. Malaysia eBanking I currently have a UK Mastercard and a UK Visa card linked to my Alipay. ⁴This includes international credit cards. Select your Tour Pass is gone and was replaced with something called Tour Card that just doesn't work. Answer 1 of 19: Hello, does anyone know how to do this? I read an article that Alipay and Wechat pay can use foreign credit cards, but I tried it and unable to do it. 2 Ask a No. I was planning to make a bit of a larger purchase (~10,000 RMB), paying through Alipay with my overseas credit card. If linking your credit card doesn’t work, try the Alipay Tour card. Some other alternatives of WeChat’s messaging platform are Apple’s "I used my credit card and some cash and found no problem for transactions," he said. 03. Be the first to comment Overseas users can download Alipay, choose the "International Version" after signing up, and bind a bank card (international cards are also supported on Alipay) to start their mobile payment journey across China. I encountered this at high end malls/ restaurants. I used Taobao with a foreign card, I chose Alipay and it wanted me to add my card (even tough I already have a card in Alipay), and then I could pay without any problems. Users will be able to top up the prepaid card from debit or credit accounts with their regular bank. Check Alipay How to use Alipay in China. Open menu Open navigation Go to Reddit Home. Setting Up Digital Payment Accounts 1. Wouldn't directly using credit cards make more financial sense? A bit confused why Alipay is so highly recommended. → After setting up a new card, try a small amount first. Open the AliPay app. I managed to transfer a couple of times using a foreign bank card but not for large amounts like a rental deposit. However, if you go to China for a short stay, you may not need to open an account. com but it was pointless because taobao doesn't use that alipay, it uses its own alipay website (my. Once linked, the app acts as an interface between the Chinese business and your foreign card. Because the credit card top-up business itself carries a certain amount of cash-out risk, and anti-money laundering and secure cash withdrawal has always been the common Although WeChat and Alipay both now allow foreign credit cards to be added to your account, the support from vendors is variable. any chain store, all restaurants and some street vendors) and if they can scan your QR code it usually works better than if I tried to scan theirs. I've been using wannaflix for VPN (shadowsocks) for 6+ months and only sometimes have to change servers when one gets finicky. Does anyone know a way to fix it? I tried with different cards from different banks. For small vendors and transport I used the tour card. AliPay WeChat Pay Photo: VCG. The app is a bit buggy. More replies. Most restaurants, cafes, supermarkets, malls, hotels, trains, planes and hospitals accept Alipay for payments. Are there any limits from Alipay I might encounter? I've used it in the past for transactions around 2000 RMB with no problem, but I wasn't sure what the upper limit is (if any) and didn't want any rude surprises. Adding a bank card to Alipay is different from topping up your account balance. e. At Alipay has an option where foreigners can use a temporary chinese bank card. 银行卡 yínhángkǎ bank card. The new version of Alipay will allow you as a foreigner to attach your home banking card to the app. Sellers with credit card payment gateway :per transaction limit: 10000 RMB,per day limit: 10000 RMB. Balance is good for 90 days on Alipay, 180 days on WeChat. In 2019, Alipay and WeChat started Overseas bank cards refer to major international credit cards issued outside the Chinese mainland, for example, Visa, Mastercard, Diners Club, Discover, and JCB cards mentioned above. When trying to pay, my credit card didn't work, so I had to pay in HKD cash and got MOP We would like to show you a description here but the site won’t allow us. Log In / Sign Up; Advertise linking Wechat or alipay with foreign credit cards I got a nice travel rewards card and looking to max out the miles. Use Credit Cards over Debit Cards: Credit cards seem to have higher compatibility and fewer transaction failures. r/travelchina A chip A close button. For larger stores or where available I used the foreign card. To do so, simply search for “Tour Card” inside the Alipay App and follow the prompts. With a chinese phone number it will work for everything if you add your foreign credit card. Does anyone know how much Alipay will charge for each payment? I was wondering if it would be cheaper to buy RMB in cash (at the exchange), and then give the cash to some shop, asking them to transfer the amount to my Alipay (I assume there are no charges for payments I managed to register my N26 master card with AliPay and make payment in local store providing them QR code from AliPay. According to the news, this feature is specifically designed for foreign visitors coming to China for short-term travel. It is a real problem. Share your experiences of the city, photos of shiny things, noteworthy places to go, your favourite restaurants, bars, For payments made with a credit card, Alipay charges a transaction fee of 3%. I used my MasterCard in 2019 (and even earlier this month) for Grab in Bangkok without any issues. WeChat doesn't currently support foreign cards or money transfers to foreigners, my Chinese friend booked all attractions, taxis and deliveries to the hotel for me and for food in restaurants I either paid with Alipay or used cash. The tourpass always worked for me when my US cards didn't. Your bank would not penalize you. 2. 1. Taxicabs you Wait for your Alipay personal account to be verified. Does anyone know how much Alipay will charge for each payment? I was wondering if it would be cheaper to buy RMB in cash (at the exchange), and then give the cash to some shop, asking them to transfer the amount to my Alipay (I assume there are no charges for payments The move marks a revival of efforts by Alipay and WeChat Pay to accept foreign credit cards after they provided some limited access in late 2019. This is hugely significant given the fact China is generally a cashless country these days 5. Others I'm planning to do a quick vacation trip to either Taiwan or South Korea this year and I'm wondering which method of payment would be The catch is that you have to have a residence permit; they're no longer allowed to open accounts for people with tourist visas. Here’s a step-by-step guide on how to open a bank account in China as a foreigner. You cannot transfer/pay money to individuals. From here I can click on the “Cards” menu item. This is one of the most remarkable reliefs for most foreigners in China. Generally speaking, we hear that using Alipay with a foreign Sellers with credit card payment gateway :per transaction limit: 10000 RMB,per day limit: 10000 RMB. Many businesses do not actually have merchant accounts, so you’ll scan the code and your foreign card will be greyed out. I've read that from the 1st of July onwards, WeChat pay will also allow foreign credit cards. You can use your credit card or a debit card to make a transaction through the app. ; Access WeChat Pay: After creating your account, go to the “Me” section, then tap on “WeChat Pay. However, there is a 5% service fee for each top up, so it would make more sense to simply bind your credit card instead. Jun 29, 2023 # tourism# economy#internet. When trying to pay, my credit card didn't work, so I had to pay in HKD cash and got MOP back, which I wanted to avoid since I have no use for it. Now I've tried to link my AliPay account to my Taobao account, scan the QR code, but then on my phone my master card payment method is not available. Share Add a Comment. Same as above comments but wanted to add some detail, some of which is tangential but I feel important to convey - Alipay with foreign credit cards worked for large vendors for me (i. Just keep in mind that every top-up incurs a 5% CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. Bonus is loading the grab wallet counts as travel points on my card which awards more points than food. Which miles card should I use to link to Alipay Octopus card and credit card/paywave are the most popular. Alipay enables partners from various industries to offer safe and convenient payment options. However, it’s best to check Alipay’s latest updates for specific card acceptance. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating unknown information on Jingdong (JD. Yah forgot to add that Alipay also can pay using ewallet or credit cards like Visa or Mastercard. If, for some reason, you find it challenging to use both Alipay and WeChat Pay while visiting China, it’s wise to have enough small cash on hand. This is thankfully waived for transactions ¥200 but also side-steps the foreign currency fee that credit cards charge. Had to activate local Alipay paying service. Click “Add Card”. Apple Pay in China mostly only supports UnionPay, only a few places like Uniqlo or some Marriott hotels support Apple Pay of Mastercard, visa or Amex. r/China A chip A close Credit and debit cards are also used but are less prevalent compared to mobile payment solutions. I was in Shanghai last week and managed to register and successfully use two UK Visa cards with Alipay, in addition my Chinese friend was able to send me funds to my balance, all sources This move follows a similar initiative by Ant Group's Alipay. I have linked my foreign credit card with Alipay so that I can make payments when I travel to China. I’ve had no issues when trying to pay with the Mastercard one, With a chinese phone number it will work for everything if you add your foreign credit card. No Chinese bank card? No problem. Convenient Transactions. Having TourPass as a backup was nice, but cash works too. Which card I currently have a UK Mastercard and a UK Visa card linked to my Alipay. Step 1: Registering a WeChat Account. Wondering if anyone has had any luck linking a visa card to wechat or alipay and paying with it instead of a union pay card. , metro. credit card and I completed identity verification with a HKID. In any case, I was poking around again today and the credit card option was no longer grayed out for Taobao. Here’s a quick look at how to Non-Chinese users can create Alipay accounts and link them to their foreign bank accounts or credit/debit cards (like your YouTrip Mastercard!) to access the platform’s features and make payments. Get started with Alipay in 3 Steps 1) Registration. Sellers without credit card payment gateway :per transaction limit: 6000 RMB,per day limit:6000 RMB. By Li Xin. Accept foreign cards and overseas wallets without the need to manage multiple providers. Get app Get the Reddit app Log In Log in to Reddit. You'll be able top-up the card by using your credit/debit card (at least it works for me). 28), with balance capped at CNY 2,000. You can easily link to your foreign credit card. But for most foreign visitors, accessing the apps’ services was previously impossible — they needed to have a mainland Chinese bank account and a local mobile phone number. But you can use the physical card in a lot of international chains, such as McDonald’s, Starbucks, Alipay - works well. How to Use WeChat Pay. I can checkout even my Alipay account status is still "unverified" From my experience I can use foreign credit card but have to pay some payment fee when checkout. Lack of POS hardware is not the only reason that card payments are rarely used or accepted in China, said Kapron. Other limitations are 3,000 rmb for a single transaction and, 50,000 rmb per month and 60,000 per year. I just returned to China from a few week home visit back to the USA. As a foreigner, it’s crucial to familiarize yourself with these systems to ensure a seamless experience during your stay in China. WeChat pay & Alipay accept international Credit card to be a payment method 90% will work with most merchant 10% work only with Alipay balance Alipay does allow balance transfer in from another Alipay wallet balance or vice versa for a foreigner without China bank account And when I use wise card on Alipay does Alipay take any fees? I know wise card has a conversion fee. Whether to shop in Hi,so I’m traveling to shanghai tomorrow and I have a quick questionI know that there’s a 3% fees on every purchase using alipay as a foreign, but the money in my bank account is not USD it’s JODso is there going to be fees to convert from JOD to USD then 3% fees for the purchase? Alipay has an option where foreigners can use a temporary chinese bank card. k. Find out more about how to set them up in this blogpost! ‍ 2. com) where you can't add any foreign credit cards! So, I would say the jury is still out. To register on such apps and use mobile payments in China, foreign travelers previously had to set up a Chinese bank account or have a local phone number. Q4: Is there a limit to how much I can load onto Alipay’s Tour Pass? A: Yes, there’s a maximum limit that can be loaded onto the Tour Pass. However, some transactions won’t work with your credit card. If you are using a credit card, include a MasterCard or a Visa credit card in the bankcard section. Plus For Alipay, you can set up an account and add your foreign card, then look at TourCard which is a Bank of Shanghai function where it acts almost like a prepaid Alipay account. maybe you could try making a small online payment with alipay to check it. However for your first trip it requires that you prepay, and will not let you use a foreign credit card for pre-payment, so you get stuck. The companies said previously that they were acting under the guidance of Chinese regulators, as Beijing seeks to attract foreign investment and international travelers to boost its flagging economy. 1) Registration Open Alipay > tap “sign up” to register. A recent change by Alipay has made the app available to foreigners when visiting China. The process to add a foreign credit card to WeChat is thankfully easy and pretty straightforward. With a foreign phone number it will only work for business accounts Alipay has an option where foreigners can use a temporary chinese bank card. Engine365 • This is a result of Chinese government providing market protection for wechat and alipay by foreign transaction handlers from entering its market. ”; Link Your Card: Choose “Add Card” and link your international debit or credit Alipay (支付宝) is now available to non-Chinese, just link up your debit/credit card in the app. With AlipayHK, you can shop in all cities across the Chinese mainland, nearly 90% of merchants in Macao, over a million offline stores in Japan, more than 120,000 stores in South Korea, and select stores in Singapore, all while settling payments There's soooo many foreign pilots regularly flying to China and they use alipay with foreign credit card. When topping up on Alipay, you can only use Chinese bank cards. This move follows a similar initiative by Ant Group's Alipay. Alipay transfer limit to a bank card: RMB 50,000 per transaction, RMB 20,000 Alipay now allows foreigners to link international credit and debit cards, including Visa and Mastercard. Since you cannot use your Mainland Alipay with a foreign bank card in Hong Kong, here are some alternative ways to make payments in Hong Kong as an . Both of them allow you to link one or more foreign cards. The announcement from Alipay, operated by Ant Group and an affiliate of Alibaba Group, paves the way for overseas users to link their cards issued by Visa, Mastercard, Diners When I got back here in 2021 I linked my Scotia debit credit card to Alipay and it worked fine until I got my chinese account ready again. Can I then pay for DiDi (inside the alipay app) with this? I read that your first DiDi payment must be pre-paid. Royal Chen Qiru, the Vice President of Tencent Financial Q3: Can I link any foreign credit card to Alipay? A: Alipay accepts most major foreign credit cards. This could be a different credit or debit card, or an e-wallet service if available. Zhi Fu Bao 支付宝 -- one of the two major payment providers in China -- announced that it's now possible to connect a foreign credit card to your Alipay account. They won't allow you to add to your balance, but they work 99% of the time when paying, even at street stalls. The announcement from Alipay, operated by Ant Group and an affiliate of Alibaba Group, paves the way for overseas users to link their cards issued by Visa, Mastercard, Diners The option was grayed out for adding a credit card directly on Taobao, too. Your credit card may impose a foreign transaction fee depending on the card. , downloading Alipay and linking your foreign bank card is the best choice. UnionPay International, a subsidiary of Chinese card payment giant China UnionPay, announced on Wednesday that UnionPay cards issued overseas now fully support binding with Alipay and WeChat Pay NOT TRUE I've been trying for the past week to make a payment on Taobao using Alipay and nothing works!!!!! I managed to add my card in intl. Alipay transfer limit to a bank card: RMB 50,000 per transaction, RMB 20,000 per day, RMB 200,000 per month (excluding service charge)². Alipay, owned by Alibaba Group, is one of the most widely used In 2019, Alipay and WeChat started allowing the use of foreign credit cards on their apps as Chinese regulators eased restrictions. This is an old thread, but I can confirm AliPay does indeed work with a foreign card, however it doesn't work all the time, so far about 2/3rds of the time it has worked and 1/3rd of the time is hasn't. Not sure how it works though. ⬇️See More Menu for FAQs and pinned posts. 2) Verification and Adding Bank Card. I don't know what this means. Once you've done this, these apps will be your main payment gateway while in with didi they typically drive off after you get out and expect you to automatically pay them so when my card got declined it took me a day to unblock the card and pay the guy. WeChat Pay and Alipay announced they will now allow overseas cards like Visa and Mastercard to be added to their pay accounts, in order to facilitate mobile payment Download them before you travel. 01. ; Register: Create a WeChat account using your phone number and fill in the details. Click the second to last icon (My Mini-apps) 3. I chatted with customer service through the app and they immediately knew what the problem is, they said foreign credit card is not supported for the first trip which require prepay. According to CNN, Alipay and WeChat Pay have opened their doors to foreign credit cards, allowing travelers to seamlessly link their Visa and Mastercard accounts to the platforms. Open WeChat, and click on "Sign Up". Expand user menu Open settings menu. As I open up WeChat on my phone, the first thing I do is click “Me” on the bottom menu to find my “Wallet”. Foreign people can also use Alipay by binding overseas credit or debit card as long as it is supported by Alipay. Questions/ Tips Hi everyone, I looked through the entire app and tried google too, but I didn't find an answer to my question, hope you can help me. Each card is valid for 90 days, after which funds are Once you’re all set, dive into how to top up Alipay with foreign credit card. I’ve heard it’s possible to link your foreign bank card with Alipay now, so I’m trying it out and just linked my Visa Card. If you want to use your credit card, check your credit card policy. Alipay now accepts the following international payment systems: – VISA – Master Card – Diners According to the Alipay personal account help center,³ it doesn’t support top up using any type of credit cards in general. New comments cannot be posted. What I know is that foreigners cannot top up ewallet though I know a few claim can be done. Foreign credit cards are accepted in some places, but you can also get cash with a foreign debit or credit card from most ATMs in China. In an effort to enhance the experience for international travelers, WeChat How to Set Up WeChat Pay for Foreign Tourists. Linking foreign bank accounts to Alipay offers numerous advantages. Individuals can use Alipay for utility bills, dealing with traffic violations, registering at hospitals and so on. 1 Use a Chinese Bank Account If you have a bank account in China, you can transfer money to your Alipay account directly from this account. You can link your foreign credit card to Alipay. Note: You may choose to verify your Alipay account using a mainland China bank card instead of verifying with your face. Topping Up Your Alipay Account. The support agent told me to use AliPay when adding a card, but I think she might have been trying to tell me to make sure my account is connected to it instead. Lack of protection against You’ll need to use Alipay. Most people find AliPay the easier one to set up. Ewallet is machiam It’s integrated into various commercial and financial ecosystems, offering a broad range of services beyond simple transactions, such as investing, insurance, and credit services. You can also link a foreign credit card to your Alipay account. You’d normally need a Chinese bank account and local mobile phone number to use the Alipay app. and use Alipay’s feature for local transportation: e. Members Online • milo0137840. From July 2023, both WeChat and Alipay allowed foreign credit cards to be linked. You’ll still get points for your purchases but it does not come up as spend categories, just as an Alipay payment. I would assume MasterCard too. HK is generally easy to grab a taxi, but it can be annoying when you're at a busy intersection during rush hour or it's 3AM at LKF, in which case Uber is the best bet, but the prices and surge I’ve been using a US credit card with Wechat pay in Shanghai and Beijing with no issues. Chinese tech companies Ant Group Co. Visa definitely works. I mainly used my Alipay and Wechat as backup because it can and will fail on you at some point. Reply reply Linking foreign credit cards is nearly impossible because both Alipay and WeChat can't verify due to the foreign name. WeChat has completed integration with both Visa and Mastercard in July 2023, allowing card Also what works well is you can load the grab wallet with your card, then use the grab wallet credit card as your PH card. Carry Backup Payment Methods: Given the inconsistent success of foreign cards, having cash or another payment method is advisable. As Travel Resumes, WeChat, Alipay to Support Foreign Bank Cards. You'll be able top-up the card Traveling in China recently got much easier for foreigners when Alipay a. 4. Hi everyone, can anyone help me w a couple of qns re the process of paying for Didi rides using a foreign credit card? I couldnt find much recent info abt it online Should I use Didi app or the mini app inside Alipay? After I link up my foreign credit cards inside the apps, would the fare be deducted automatically once I complete a ride? Types of foreign cards (debit and credit cards are both acceptable) that can be linked to Alipay / WeChat Pay include [2]: Visa; Mastercard; shop in supermarkets, take the subway, etc. Using Alipay But with Alipay’s relatively new 90-day ‘tour pass’ program, you can use the app without these things. In any case the Tourcard is a Bank of Shanghai debit card, I can't imagine it not being more useful in China than your foreign credit card. If you are unable to use a different payment method personally, you might consider asking a friend or family Simply link your Hong Kong credit card or bank account to AlipayHK, or complete identity verification to use your account balance. Using AlipayHK with foreign credit card . Although Alipay lets you link international debit cards and credit cards, you can't use these bank cards to top up. You can’t use foreign credit cards to do balance top-ups, person to person transfers or send gifts (红包). For payments made with a credit card, Alipay charges a transaction fee of 3%. Open Alipay > tap “sign up” to register. Alipay is China's equivalent to PayPal, providing users with e-wallet services. But does Alipay take any fees? And also is there a limit you can spend on Alipay? And would I be able to bypass the limit if I ask relatives in China to send money to my Alipay instead? Sorry for so many questions, thank you for helping. After registering for your Alipay account in Singapore, the next step is to add a credit or debit card. Credit cards as well as debit cards work, as long as they are Visa or Mastercard (I can’t confirm if Amex works). Note: If you don’t want your credit card info to be saved on taobao,you can also use pre-paid gift cards or virtual credit card. Alternative Payment Method: If you are encountering issues with a specific card or payment method, we recommend trying an alternate form of payment. With fast application approval* and instant card use, you could enjoy instant spending without presenting the Now, WeChat supports direct binding and payment with foreign credit cards (Visa and Mastercard), so you can go ahead and download WeChat to give it a try. but also side-steps the foreign currency fee that credit cards charge. will permit users to make payments through their platforms using foreign credit cards, the resumption of a broader effort to This latest update is a significant step forward for Alipay and WeChat Pay, both of which have been pushing for the acceptance of foreign credit cards since a while back. At the moment users can only use mainland Chinese debit cards to top up their Alipay account. There are many places in China that accept “Union Pay”, which is a local China credit card network, but they will be able to take discover card too due to agreement between Union pay and discover card. Can I use Alipay in China as a foreigner? Yes, you can. A lot of places don’t take credit cards, so you have to use Alipay or WeChat pay or cash. The all-encompassing mobile payment service lets you pay for airline tickets instantly, transfer money to your landlord Does Alipay accept foreign credit cards? Every time I try to add a card, it wants to use a verification system that requires a ChInese ID and information linked to the ChInese account like phone number and facial recognition. ADMIN MOD Credit Card vs GCash vs Money exchange for expenses while travelling abroad . You use your foreign card to top-up your tour card balance. When adding or linking bank cards to Alipay, Alipay supports international credit cards issued outside of the Chinese mainland, such as Visa, Master, Diners, and I have linked my foreign credit card with Alipay so that I can make payments when I travel to China. With a foreign phone number it will only work for business accounts and not for private. Reply The page will automatically display the card if the process was successful. ) Good news is, you can add foreign credit cards to AliPay. However, when I try to Skip to main content. Many banks offer this feature, including uBank, Macquarie and ING. I recently downloaded AlipayHK and just tried to use it for the first time in Macau. My account is linked to my German phone #. As you can see, I already have a Setting up WeChat and Alipay payment. Can foreigners use didi or any other car service/taxi via Alipay mini-apps without a Chinese phone number? I have found contradicting answers to this Skip to main content. I registered my foreign VISA and have had no issues paying with QR or on taobao. They will not take your Alipay, but they will take your card directly on a different machine. For the first time, you can now link your foreign credit/bank card to Alipay and pay for things without cash in China. The seamless The option was grayed out for adding a credit card directly on Taobao, too. All you’ll need to do For example, if an ID card registers two Alipay accounts, the Alipay card limit for these two accounts is shared, - it’s not two separate Alipay limits. Just keep in mind that every top-up incurs a 5% Though this they can then gain access to a prepaid card service underpinned by Bank of Shanghai. BONUS. I have linked my foreign credit card with my alipay account. Alipay and WeChat Pay for foreign tourists . It will automatically pay using your credit card. However, anecdotal reports suggest that despite completing the setup successfully, on arrival in China sometimes payments don't actually go through at all -- which is a major problem, since in cash is close to extinct in post-COVID China, and nobody accepts Visa/MasterCard. I would hope Tourcard would be the same. Alipay also works with an international credit card but sometimes it will use my balance instead of the card. Which card to use for foreign currency transactions is a big topic on its own, so subscribe for that upcoming piece on that. But only select Chinese merchants were allowed to process the cards. Tips for Using Alipay and WeChat Pay as a Foreign Traveler. While direct payment with foreign bank cards is typically not feasible in most According to CNN, Alipay and WeChat Pay have opened their doors to foreign credit cards, allowing travelers to seamlessly link their Visa and Mastercard accounts to the platforms. Many small vendors, independent businesses and some metro/bus systems in smaller cities will not accept Link your Foreign Bank Cards in 3 Steps. Tip: Check your bank card has no foreign transaction fees. and Tencent Holdings Ltd. Here are two ways to use Alipay in China. A Foreigner can also download the English Alipay app, register and link a Chinese or international bank card to Alipay to make payments. If you do online banking, allow your card to be used internationally. This is thankfully waived for transactions ¥200 (around S$38) and under. How to Top Up Alipay Without a Chinese Bank Card. You'll have a lot more flexibility if you're able to link your Chinese bank card, but obviously you need your banking information to do this. For those, have a cash balance loaded into your Alipay account. I would say about 80-90% of the time it worked with street vendors and taxis, even in areas with almost no foreigners. Kakao Pay (Korea), Gcash Accepting BCA credit cards means that your Indonesian consumers never have to miss out on purchases due to insufficient cash. Can I link my international credit card to WeChat Pay or Alipay? Yes, both platforms accept international credit cards like Visa, Mastercard, or JCB. "I tried to download Alipay several times before my visit, and I failed in the verification. Download WeChat: First, download the WeChat app from your app store. It is how I pay for FoodPanda as well as my globe fiber. However, I cannot buy any product where Alipay shows the 3% credit card fee (Usually stuff over 400 yuan). “Outside of the larger ones, most merchants in China don’t accept foreign credit cards, and many have given up on cards altogether in favour of QR code readers and digital payment methods,” he said. Q : Where can I pay with overseas bank cards using Alipay? A: Consumers can add overseas bank cards to their Alipay accounts and pay for daily purchases within Can I use WeChat Pay and Alipay as a foreigner? Yes, you definitely can. I think the best way to making payments using Alipay and Revolut virtual credit card for security reasons, especially when I travel in foreign countries, because it’s virtual and no more worry about being stolen and lost, I can also top up to my Revolut credit card via my local debit card instantly, register here if needed. I don’t know of local cards or promotions but I doubt there are many. He said they would send As of recent updates, some foreign credit cards are also accepted. . It replaced the old TourPass functionality. Chinese payment giants are now allowing visitors to link their overseas credit cards, simplifying purchases in China. Linking foreign credit cards is nearly impossible because both Alipay and WeChat can't verify due to the foreign name. From the ‘Account’ app menu, tap on ‘Bank Cards’ and add a new payment method. You can only top up and send money to friends with a Chinese bank card. Please advise any tips. You can also use Chinese bankcard number which is preferable to pay In 2019, Alipay and WeChat started allowing the use of foreign credit cards on their apps as Chinese regulators eased restrictions. About Alipay In the digital era, Alipay has evolved from a trusted payment tool to an open platform that connects businesses, institutions, service providers, and other partners with consumers. Step 1: Registration Top it up with money from a foreign credit card and wir works as a virtual Chinese banking card. Here, you will enter your foreign debit card details or credit card details. AliPay allows you to link foreign credit cards. The all-encompassing mobile payment service lets you pay for airline tickets instantly, transfer money to your landlord In Beijing and Tianjin I've had good luck paying for things using Alipay direct from a foreign credit card. You can only pay merchant accounts with Alipay + foreign card. Two exceptions: Some super small vendors will only take WeChat pay Some high end places have a different payment machine for foreign cards. Share your experiences of the city, photos of shiny things, noteworthy places to go, your favourite restaurants, bars, How to use your foreign bank card on Alipay without a Chinese bank accountLearn exactly how to add your foreign bank card to Alipay using two different metho With the support and guidance of the People’s Bank of China and the State Administration of Foreign Exchange, Alipay is solidly advancing the implementation of various measures to continuously optimize payment services for elderly people and foreigners coming to China. Foreign bank cards on these platforms were limited due to financial and data controls, however, with China reopening its borders to overseas visitors, the difficulty in making everyday payments has become a common complaint. Alternatives Payment Solutions in Hong Kong. But with Alipay’s relatively new 90-day ‘tour pass’ program, you can use the app without these things. They typically only accept foreign cards in large retail chains or mainstream businesses/hotels, some metros. " While Hannah, a traveler from the United States, said she encountered some trouble while downloading Alipay. Some people suspicious of Alipay app but still want to use it, so one option is to get local people to top up the ewallet and pay that person in cash instead. All you’ll need to do is link your US bank card and you can spend in CNY while in China. Both the Alipay web version and Alipay app support payment using international credit cards, including Visa, MasterCard, and JCB cards issued by global card Next step is linking your bank account and Alipay. Alipay: A Foreigner’s Best Friend. Seems like a lot of blogs recommend Alipay for QR code convenience but the 3% fee on all foreign cards seems a bit much. Alipay has Tour card, which is a virtual bank of Shanghai prepaid bank account specifically designed for tourists that works in almost all daily scenarios. Royal Chen Qiru, the Vice President of Tencent Financial Alipay stopped all foreign VISA/MASTERCARD/JCB creditcards from 31-Mar-2023 This afternoon, I tried to use pay RMB40 shipping and got stucked with above messages. alipay. 2 Ask a The best alternative is either AliPay, which has been confirmed that you can link a foreign card to and it actually works. "Shanghai is a very nice and lovely city. Enter Your Card Details . How to top up Alipay with foreign credit card? Technically, it’s more about linking your foreign credit card to your Alipay wallet than topping it up. 5. For example, if an ID card registers two Alipay accounts, the Alipay card limit for these two accounts is shared, - it’s not two separate Alipay limits. Try to checkout and add card on mobile application. Anyway OP I recommend carrying some cash. But it doesn't make sense to me that it would be useless. a. To use foreign credit cards on Taobao, see the section below. Follow the registration process. A subreddit for everything about credit cards in the Philippines. xr:d:DAF5AsvIz98:50,j:1381901218688334192,t:24031806 Final Tips. You don't top off money in Alipay and WeChat, just connect them to your international credit card and it should work fine, it automatically takes money from your account when you buy something, just like a regular payment card. Reply reply more replies More replies more reply More replies More replies. Just make sure your credit card does not have international fees and you inform your credit card company you will be using it in China. Users must bind their overseas credit cards to Alipay. In the lower right corner tap”Me””Bank Card””Add card” and then follow the on-page prompts to Can you add your foreign credit card to Alipay? Yes, you can. Hello everyone. Even if we have a local co-worker or friend that is willing to help get us set up, the information In 2019, Alipay and WeChat started allowing the use of foreign credit cards on their apps as Chinese regulators eased restrictions. You just have to notify it in advance otherwise it may lock your card if you don't if used. You cannot top up and you cannot transfer money to friends. save yourself the hassle of it bouncing when you get here. In any case, I was poking around again today and the credit card option was no longer grayed out for Taobao Q Credit Card aims to offer new consumption experience to users with a fast, qualified and rewarding spending experience. If Alipay A subreddit for redditors living in, visiting, or interested in China's most populous and ever-expanding city, Shanghai (上海). I have not seen people mention the limitation with foreign credit cards. Although you may need to try it a few times, it took me about 4 goes before it finally worked. Thanks. Malaysia eBanking Alternatively, foreigners can top up their Alipay Wallets via Alipay Tour Card. com) offers a WeChat Pay option in the final step as an alternative to paying by bank card. By integrating with these networks, Alipay allows users to link their foreign-issued credit or debit cards to their Alipay accounts. Among them, the foreign exchange transaction limit has been increased and optimized. (It requires phone verification that almost never works with a foreign number. There are no transaction fees for payments below 200rmb and a 3% fee for those above 200rmb, so it's cheaper than Tourcard. UnionPay)? I'm considering using TourCard, but I failed to get a text verification. Currently, Alipay supports bank cards The best alternative is either AliPay, which has been confirmed that you can link a foreign card to and it actually works. Users can conveniently make payments online, in-store, or through mobile apps using their Alipay accounts. How to Add a Foreign Credit Card to WeChat. Alipay, Apple Pay, and Samsung Pay are typically accepted at big franchises, but HK lags behind in smart phone payments. They can verify, but the apps that all the stores etc use often wont accept anything not verified with an ID card number. Setup Alipay and connect that to your foreign card, it just works. Locked post. Follow the instructions to add your international card. If you're just visiting, though, you can make do without Alipay. A subreddit for redditors living in, visiting, or interested in China's most populous and ever-expanding city, Shanghai (上海). 2) Verification and Adding Bank Card In the lower right corner tap ”Me” > Bank Card” > ”Add card” and then follow the on-page prompts to add your card. I’ve had no issues when trying to pay with the Mastercard one, even for very small independent vendors. A little slow sometimes and some options don't work (e. What is the update on foreign tourists using these services? What is a foreign credit card useful for in mainland China compared to using Chinese cards(i. Alipay+ allows users with Alipay (China, HongKong), Touch’n Go eWallet (Malaysia). Typically I’ve had no issues with Alipay/foreign credit cards, but now it doesn’t work even at Starbucks, it just says payment type not supported. Simply If you link a foreign credit card to your AliPay or WeChat, you can only pay merchant accounts. If you are an expat living in China and have registered your Mainland Alipay with your foreign credit card, then you cannot use that Alipay in Hong Kong. Then you can top up Alipay balance and withdraw from the balance account instantly. more replies. Credit cards aren’t really a thing in China. Ltd. ‘Pay like a local’: WeChat, Alipay to accept foreign credit cards in China. I have been in China for a week already and I have around 9 days left here. 2 Verify the Card Alipay will make a small charge to your card to verify it, which will be refunded once verification is complete. You’ll need a local to do this for you (in my case the hotel concierge had a store next door load some cash on for me). Might be helpful. Once you’ve logged in, find the Bank Cards option in the menu. Click "Tourcard" 4. The minimum top-up for each card is CNY 100 ($14. 02. enrwdgr hrwhv regvr bfeoed nkhi cfik tsee egdvv qylrcr qcen